How to Start Investing in the Philippines: A Beginner's Roadmap
A beginner's roadmap to investing in the Philippines: what to do first, matching investments to goals, MP2, bonds, funds, stocks and 2026 taxes.
Beginner-friendly investing guides built around the products available to Filipino investors: Philippine stocks, REITs, UITFs and mutual funds, Retail Treasury Bonds, PERA retirement accounts and index funds. Each guide explains how the product earns money, what it costs, how it is taxed under current rules and how to buy it.
A beginner's roadmap to investing in the Philippines: what to do first, matching investments to goals, MP2, bonds, funds, stocks and 2026 taxes.
Seven places to invest ₱10,000 in the Philippines, ranked from lowest to highest risk, with minimums, returns, taxes and the goal each one fits.
How to invest in Philippine stocks: choosing an online broker, opening an account, board lots, fees, the 0.1% stock transaction tax and strategy.
How Philippine REITs work, the 90% dividend payout rule, how to compare dividend yields, risks, taxes and how to buy REIT shares on the PSE.
UITF vs mutual fund in the Philippines: who regulates them, NAVPU vs NAVPS, fund types, fees and trust fees, minimums, holding periods and how to choose.
How Retail Treasury Bonds work in the Philippines: ₱5,000 minimum, quarterly coupons, 20% tax, where to buy, RTB 32 details and the risks.
PERA explained: the 5% tax credit, tax-free growth, new ₱200,000 (₱400,000 for OFWs) limits under CMEPA, withdrawal rules and how to open one.
How to invest in index funds and ETFs in the Philippines: PSEi index funds, the PSEi ETF, fees, single-country risk and global options.