PH Guides
SSS Contribution Table 2026: How Much You Pay and How It's Computed
The 2026 SSS contribution rate is 15% of your monthly salary credit: 5% from you, 10% from your employer. Full table, examples and how to pay.
Philippines · Benefits · Money · Business · Career
Clear answers on money, benefits and work in the Philippines.
Fact-checked guides on SSS, PhilHealth, Pag-IBIG, BIR taxes, budgeting, investing, starting a business and building your career, with 2026 figures, worked peso examples and links to the official source.
See the most-read guidesMost-searched guides
The questions Filipinos ask most, answered with current rates and step-by-step computations.
PH Guides
13th Month Pay in the Philippines: Who Gets It and How to Compute It
How to compute 13th month pay in the Philippines (basic salary ÷ 12), who's entitled, the December 24 deadline, pro-rated pay and the ₱90,000 exemption.
PH Guides
How to Compute Income Tax in the Philippines (2026 BIR Tax Table)
Compute Philippine income tax with the 2026 BIR table: the first ₱250,000 is tax-free. Withholding examples for ₱20,000 to ₱80,000 salaries.
PH Guides
Pag-IBIG MP2 Savings: How It Works, Dividend Rates and How to Open an Account
Pag-IBIG MP2 earned 7.12% for 2025. How MP2 works, tax-free dividends, the 5-year term, payout options, sample earnings and how to open an account online.
PH Guides
How to Get a TIN Online in the Philippines (ORUS Step-by-Step)
Get a TIN online through BIR's ORUS: which form to use (1902, 1904 or 1901), requirements, step-by-step process and the Digital TIN ID.
Business
How to Register a Business in the Philippines: DTI, Barangay, Mayor's Permit and BIR
Register a sole proprietorship in the Philippines: DTI (₱200–₱2,000), barangay clearance, mayor's permit, BIR, plus employer registration and BMBE.
Money
How to Budget Your Salary in the Philippines (₱20,000 and ₱30,000 Examples)
A practical salary budget for Filipinos with ₱20,000 and ₱30,000 examples: take-home pay after deductions, family support, savings and bills.
Investing
How to Start Investing in the Philippines: A Beginner's Roadmap
A beginner's roadmap to investing in the Philippines: what to do first, matching investments to goals, MP2, bonds, funds, stocks and 2026 taxes.
Career
How to Find Legit Work-From-Home Jobs in the Philippines
Where to find legit work-from-home jobs in the Philippines, in-demand remote roles, red flags of WFH scams, home office setup and taxes.
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Every guide shows when it was last checked and links to the government agency or regulator behind each figure.
PH Guides
Plain-language guides to SSS, PhilHealth, Pag-IBIG, BIR taxes, 13th month pay and TIN registration, with 2026 rates and worked examples.
- SSS Contribution Table 2026: How Much You Pay and How It's Computed
- SSS Salary Loan 2026: Requirements, Loanable Amount and How to Apply Online
- SSS Maternity Benefit 2026: Who Qualifies, How Much You Get and How to File
- SSS Retirement Pension: Requirements and How to Compute Your Monthly Pension
- PhilHealth Contribution 2026: Rates, Table and What Your Premium Covers
- Pag-IBIG MP2 Savings: How It Works, Dividend Rates and How to Open an Account
- Pag-IBIG Housing Loan 2026: Requirements, Rates and How Much You Can Borrow
- 13th Month Pay in the Philippines: Who Gets It and How to Compute It
- How to Compute Income Tax in the Philippines (2026 BIR Tax Table)
- How to Get a TIN Online in the Philippines (ORUS Step-by-Step)
Money
Budget your salary, build an emergency fund, get out of credit card debt, check your credit score and avoid scams, with Philippine peso examples.
- How to Budget Your Salary in the Philippines (₱20,000 and ₱30,000 Examples)
- How Much Emergency Fund Do You Need in the Philippines?
- How to Save Money in the Philippines: A Realistic Plan for Your First ₱100,000
- How to Get Out of Credit Card Debt in the Philippines
- Online Lending Apps in the Philippines: How to Check if Legit and Stop Harassment
- How to Check and Improve Your Credit Score in the Philippines
- Digital Banks in the Philippines: Are They Safe and How to Choose One
- How to Spot and Report GCash, Text and Online Scams in the Philippines
- OFW Financial Planning: How to Save, Send and Grow Your Income
Investing
Beginner guides to investing in the Philippines: PSE stocks, REITs, UITFs, mutual funds, Retail Treasury Bonds, PERA and index funds.
- How to Start Investing in the Philippines: A Beginner's Roadmap
- Where to Invest ₱10,000 in the Philippines (Options Ranked by Risk)
- How to Invest in the Philippine Stock Market: Step-by-Step Guide
- REITs in the Philippines: How They Pay Dividends and How to Invest
- UITF vs Mutual Fund in the Philippines: Differences, Fees and Which to Choose
- Retail Treasury Bonds (RTB) in the Philippines: How to Buy and What You Earn
- PERA Account in the Philippines: Tax Perks, Limits and How to Open One
- Index Funds and ETFs in the Philippines: A Low-Cost Way to Own the PSEi
Business
How to register a business with DTI, the LGU and BIR, freelancer and online seller tax rules, low-capital business ideas and pricing.
- How to Register a Business in the Philippines: DTI, Barangay, Mayor's Permit and BIR
- How to Register as a Freelancer With BIR and Use the 8% Tax Option
- BIR Rules for Online Sellers: Shopee, Lazada and TikTok Shop
- Small Business Ideas in the Philippines You Can Start With Low Capital
- How to Start a Sari-Sari Store: Capital, Permits and Profit Tips
- How to Start a Business With ₱50,000 in the Philippines
- Sole Proprietorship vs OPC vs Corporation in the Philippines
- How to Price Your Products and Compute Profit Margin (Philippine Examples)
Career
Write a resume, answer interview questions, find legit work-from-home jobs, ask for a raise, resign properly and compute your final pay.
- How to Write a Resume That Gets Interviews in the Philippines
- Common Job Interview Questions in the Philippines and How to Answer Them
- How to Answer "Tell Me About Yourself" (With Sample Answers)
- How to Find Legit Work-From-Home Jobs in the Philippines
- How to Become a Virtual Assistant in the Philippines With No Experience
- How to Ask for a Salary Increase in the Philippines
- How to Resign Properly in the Philippines: Notice Period, Letter and Clearance
- Final Pay in the Philippines: What's Included and How to Compute It
Personal Growth
Build discipline, stop procrastinating, set realistic goals, manage time around commutes and family, and avoid burnout at work.
- How to Build Discipline When You Have No Motivation
- How to Stop Procrastinating: A Practical System for Busy Filipinos
- How to Set Goals You'll Actually Achieve: A Filipino Guide
- Time Management for Working Filipinos: Commutes, Family and Side Hustles
- How to Avoid Burnout at Work in the Philippines